# Dime Sentry™

### Smart Fraud Protection for Every Payment

**Dime Sentry** is Dime’s built-in fraud and risk protection system that watches every payment in real time — helping businesses stop fraud **before it happens**, while allowing real customers to pay smoothly.

It combines **smart rules**, **identity checks**, and **Visa-powered intelligence** to protect payments online and in-store.

## Why Dime Sentry Matters

Fraud doesn’t just cause losses — it leads to:

- Chargebacks
- Frozen accounts
- Lost customers
- Higher processing fees


Dime Sentry acts like a **digital security guard**, quietly monitoring transactions and stepping in only when something looks wrong.

## How Dime Sentry Works (In Simple Terms)

Before a payment is approved, Dime Sentry:

1. Checks where the payment is coming from
2. Looks at how the card and device are behaving
3. Sentryes for unusual patterns
4. Uses Visa’s global fraud intelligence
5. Decides whether to **approve**, **challenge**, or **block** the payment


All of this happens in **milliseconds**.

## Dime Sentry Features

### 🔍 Smart Fraud Rules

Dime Sentry uses simple but powerful rules to spot risky behavior.

**Example:**
If a card is used too many times in one day from a hidden or masked internet connection, the payment is blocked automatically.

### 🌍 Location & Internet Checks

Dime Sentry can tell if a payment is coming from:

- A real customer
- A VPN or anonymous connection
- An unusual or high-risk location


Suspicious connections are flagged or blocked instantly.

### 📱 Device Recognition

Dime Sentry recognizes devices, not just cards.

If the same phone or computer is used to try multiple cards or accounts, Dime Sentry detects it — even if the card number changes.

### 🔁 Usage Limits & Speed Checks

Dime Sentry watches how often:

- A card is used
- A device tries to pay
- A transaction is repeated


Too many attempts too quickly?
Dime Sentry steps in.

### 🔐 Secure Customer Verification (3D Secure)

When a payment looks risky but could still be legitimate, Dime Sentry can ask the customer to verify themselves through their bank.

This protects the business while keeping real customers happy.

### 🧠 Visa-Powered Fraud Intelligence

Dime Sentry works with **Visa Decision Manager**, which looks at:

- Fraud patterns across millions of merchants worldwide
- Card behavior across the Visa network
- Issuer-level risk signals


This gives Dime Sentry a level of insight that standalone systems don’t have.

### 📊 Clear Decisions & Audit Logs

Every decision made by Dime Sentry is logged and explainable.

Businesses can see:

- Why a payment was approved or blocked
- What signals were used
- When extra security was applied


This helps with chargebacks, bank reviews, and compliance.

## What Makes Dime Sentry Different

| Traditional Fraud Tools | Dime Sentry |
|  --- | --- |
| One-size-fits-all rules | Custom, layered protection |
| Only gateway data | Gateway + Visa network intelligence |
| Blocks too much | Blocks only when needed |
| Hard to understand | Clear, explainable decisions |


## Who Dime Sentry Is For

- Online merchants
- Retail stores
- Marketplaces
- Subscription businesses
- Platforms handling high transaction volume


Whether you process **10 payments or 10 million**, Dime Sentry scales with you.

## The Result

✔ Fewer chargebacks
✔ Higher approval rates
✔ Safer payments
✔ Happier customers

## Dime Sentry™

**Because every payment deserves a second look.**